Marine Bank and Trust Company

About Us

Sebastian’s Full-Service Award-Winning Banking Experience! As the only community bank based in Indian River County, Marine Bank is focused on helping every human in our communities prosper.

Our customers appreciate our exceptional personalized customer service and the high-tech convenience of our online banking and mobile banking app including mobile check deposit, our Marine Bank Mortgage Mobile app, Google and Apple Pay, and our user-friendly online cash management services.

As a result, more than 99% of customers who responded to a service survey said they would recommend Marine Bank to others. If our customers have feedback, our President and CEO Bill Penney is accessible.

Our customer-focused, service-driven mortgage lending team puts our customers at ease throughout the mortgage process and, in 2023, financed more than $55 million in mortgage loans which helped 122 individuals or families purchase or refinance their homes. Our decision makers are local and make decisions quickly, so you never miss an opportunity! We provide commercial real estate loans, construction loans, commercial lines of credit, SBA and USDA loans and, in 2023, provided nearly $45 million to 113 businesses to grow their business. We also offer cash management services so businesses can improve their cash flow and operational efficiency.

Our customers also have peace of mind knowing their bank is rated 4-Star Excellent by Bauer Financial, the nation’s premier bank rating firm.

Since 1997, we have grown along with you. But we’re more than passionate about community we’re fiercely local!